Thatched property insurance

Insurance for properties with thatched roofs

Towergate Connect offers specialist thatch insurance for residential properties with thatch or partly thatched roofs.

We have a team of people who understand the unique characteristics of thatched properties and how best to protect them. If your current home has a thatched roof or if you are in the process of buying a home with a thatched roof then you will know that a specialist thatch insurance policy is needed, at a reasonable price. We will also provide insurance cover if your thatched property is listed.

Remember - our thatch home insurance policy provides cover for buildings and/or contents.

Key features of our thatched property insurance

• Standard household cover which specialises in insuring thatched roof properties
• Home assistance and legal cover, legal protection (up to £50,000) and ID theft assistance
• Alternative accommodation in the event of insured peril, e.g. your home becomes uninhabitable after an insured loss
• Cover for fire, lightening and storm damage (excluding fences, gates and hedges)
• Cover also available for let properties or holiday homes
• Cover if used as a holiday home
• Cover if listed
• Covered if the property is of non standard construction

Exclusions

• Properties where there is a wood burner or open fire
• If unoccupied after 30 days no cover for malicious damage, theft or escape of water
• Storm damage to fences, gates or hedges
• Damage caused by wear and tear and depreciation
• Malicious damage caused by person lawfully in the home
• Loss or damage occurring while home is let or sublet, unless involuntary forcible and violent entry to, or exit from the home
• The first £250 for escape of water claims, £1,000 for subsidence/heave/landslip claims and £50 for all other claims