FAQ - Home business insurance
Here are some of the questions we are frequently asked about our
home business insurance. If you can't find the answer to your
question here, please call us on 0844 892
1752.
Would I still be covered for theft under this policy?
Yes. As long as there is forcible entrance
into or exit from your property, you will be covered.
What excess do I have to pay on this policy?
You can choose an excess from £50 to £250.
If you go for the higher amount, this will reduce your premiums.
Speak to one of our helpful advisors for full details.
How many business visitors do you allow each week?
You will be covered for up to ten
visitors each week. This is not applicable if you are running a
child minding business or if you require this policy for your bed
and breakfast.
What do I do if I need to cancel my cover?
You are entitled to a full refund of the
premium paid if you find the policy unsuitable for your needs and
cancel it within 14 days of receipt of your policy documents (as
long as no claims have been made). If you need to cancel cover
after that time, cancellation charges will apply. Please call us or
notify us in writing with the reason for cancellation and state the
date from which you need cover to cease. Remember, if your policy
is in more than one name, all policyholders will need to sign the
letter.
How many rooms/guests can I insure for my bed and
breakfast?
Up to three rooms and six guests at any one
time.
How many children can I have in my home under this policy?
Up to three children in care at any one
time in addition to the child minder's own children.