Home business insurance

Insurance cover for home businesses

Home business insurance to suit a variety of occupations, this insurance policy offers a range of both standard and optional covers. If you run a business from home - whether it is a bed and breakfast or you are a child minder, or a tutor, then you have come to the right place!

If you run a business from home than you will need specialist cover for your buildings and/or contents insurance. Towergate Connect is a leading home insurance specialist and our professional, friendly staff are always willing to help you find the right cover for your needs.

Key features of our home business insurance

• Occupiers and personal liability cover can be extended
• We cover employed family members
• We cover office equipment up to £3,000, can be extended to £10,000 (clerical equipment used in connection with the business - computer, fax, telephone, photocopier, typewriter, word processer, telecommunications equipment and office furniture)
• Buildings and contents insured on normal terms

Our business home insurance cover also provides the option to insure office equipment which is used specifically for your business, such as fax machines, computers and telephones.

Exclusions

• Legal liability arising from the trade, profession or employment is expressly excluded
• Stock
• Tools of the trade or business equipment except for office equipment
• Money taken in connection with the business or trade
• The first £250 for escape of water claims, £1,000 for subsidence/heave/landslip claims and £50 for all other claims